Business finance for England's SMEs.
Andal is an independent credit broker. We help small and medium-sized businesses find the right finance from a range of lenders and finance providers. You stay in control of the decision.
Andal is a broker, not a lender. We introduce your business to lenders; any finance offered comes from them.
How it works
- 1
Tell us what you need
A short enquiry about your business and the funding you are after.
- 2
We search the market
We approach suitable lenders on your behalf and bring back real options.
- 3
You decide
We explain the terms in plain English. The decision is always yours.
About Andal
Who we are
Andal is a new credit broker built specifically for SMEs in England. We are not a lender. We act on your behalf to find and introduce suitable finance from lenders and finance providers, across products like working capital, asset finance, invoice finance, and commercial mortgages.
As a startup, we don't have decades of history to point to. What we can offer is an approach: independent advice, straightforward communication, and treating every enquiry as an individual business rather than a ticked box.
Independent by design
We are not tied to a single lender. Our job is to find finance that fits your business, not to place you with whoever pays us the most.
Plain English, always
No jargon, no small print designed to confuse. If a term matters, we explain it before you sign anything.
Careful with your information
We only ask for what a lender needs to make a decision, and we keep it only as long as the deal (and our legal obligations) require.
Services
What we broker
Andal arranges introductions to third-party lenders. We do not lend directly, and nothing below is an offer of finance from Andal itself. Availability and terms are always set by the lender, not by us.
Working Capital Finance
Short-term funding to smooth cash flow, cover day-to-day costs, or bridge a gap between paying suppliers and getting paid, sourced from lenders on our panel.
Asset Finance
Hire purchase or leasing arrangements that let you fund equipment, machinery, or vehicles without tying up capital in a single upfront payment.
Invoice Finance
Release cash tied up in unpaid invoices through factoring or invoice discounting, so you are not waiting on customer payment terms to fund growth.
Commercial Mortgages
Funding to purchase or refinance business premises, arranged through lenders who specialise in commercial property for SMEs.
Trade Finance
Funding that bridges the gap between paying suppliers and receiving payment from customers. Useful for businesses that import or export goods.
Unsecured Business Loans
Funding for growth or working capital where a lender does not require a specific asset as security, subject to their own lending criteria.
This is a broker service for businesses. Andal does not arrange personal loans, consumer credit, or any finance for individuals.
Ready to talk about funding?
No obligation and no pressure. Tell us what your business needs and we'll tell you honestly whether we can help.
Contact
Tell us about your business
Send us a few details and we'll get back to you to talk through what finance might suit your business. This form is for business enquiries only.
Information you submit is stored securely and used only to process your enquiry and, if you proceed, to broker a finance deal on your behalf. We keep it for the duration of the deal and for as long afterwards as we're required to for compliance and legal purposes, then delete it. See our Privacy Policy for full details.